Penalty for failing to carry insurance/registration?

• A. Infraction
• B. Infraction and fined $50
• C. Misdemeanor
• D. Warning

Answer: (B)

Not carrying required insurance or vehicle registration is treated as an infraction—the lowest level of offense in traffic law. Infractions are non-criminal violations that typically carry a fixed monetary penalty rather than jail time. In this scenario, the penalty is a fine of $50, so the proper description is an infraction and fined $50. A misdemeanor would imply a more serious crime with harsher penalties, and a warning would mean no formal penalty is assessed. So the combination of an infraction with a $50 fine best fits how this violation is enforced.